Tuesday, April 16, 2013 @ 4:43 PM in 2013 Europe

After doing a little bit more research and hearing some horror stories, I decided I needed to get a Chip and PIN card for my time in Europe. Unfortunately the pickings are pretty slim right now in the US for a true Chip and PIN card, but I came across the Andrews Federal Credit Union GlobeTrek Visa card.

This card has a true Chip and PIN (AND a Chip and Signature) capabilities. I just applied for the card today so hopefully I'll be getting it in the mail within a few weeks. The card has no annual fees and no foreign transaction fees which make it the best choice in available Chip and PIN cards in the US.

Some of the horror stories I read about people that only had their magnetic swipe credit cards (like pretty much every card in the US) included not being able to get tickets in train stations, not being able to pay for gas, not being able to pay for groceries and more. Rather than deal with that frustration I decided to do the smart thing and get the Chip and PIN card.

Once I'm over in Europe I'll keep everyone posted about how it works.

Posted from: United States